Category Archives: Health Insurance

The Real Problem With Healthcare

Tweet I have nothing to add to the discussion about the merits of the ACA otherwise known as Obamacare. Everyone who wants information about it has had more than enough offered to him. It’s not the real problem with our medical system. The kernel of our dilemma is us. We are the problem and congress…


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Commentary on Deuteronomy 15:4-11

Tweet The text of this section is below in italics. There shall be no needy among you, since the Lord your God will bless you in the land which the Lord your God is giving you as a hereditary portion. If only you heed the Lord your God and take care to keep all this…


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Section 9007 of the Patient Protection and Affordable Care Act

Tweet Community Health Needs Assessment In order to continue as a 501(c)(3) organization, each hospital must conduct a community health needs assessment every three years and adopt an implementation strategy to meet the community health needs identified through the assessment. The assessment must take into account input from persons who represent the broad interests of…


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How Much Does the New Healthcare Tax Cost?

Tweet Now that we’ve been informed that the Affordable Care Act’s penalty for not purchasing health insurance is a tax rather than a real penalty, I thought it informative to see how much this tax might be and what the consequences of opting to pay it rather than purchasing medical insurance are. I’ll go through the weeds below; but briefly the take away…


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Institute of Medicine Report on Essential Health Benefits

Tweet The Oct 20, 2011 issue of the New England Journal of Medicine contains a summary of the report of the IOM mentioned with the above title. The sixth and final of their recommendations is very interesting: To ensure that the EHB-defined packages remain affordable and sustainable, the secretary should develop a strategy, in collaboration with others, for…


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Social Welfare Programs and Drug Addiction

Tweet The current debate over how Medicare should be structured has seemed to me to be nothing more than each side declaring that their federally funded healthcare program is better than the other side’s. Paul Ryan’s plan to make Medicare (10 years hence) into a voucher system has been hailed by many as a serious…


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Massachusetts Medical Society Releases 2011 Study of Patient Access to Health Care

Tweet The Massachusetts Medical society released its 2011 study of the state’s medical insurance plan, often called Romneycare. It’s a pretty damning description of the plan. Wait times for a new patient to see a primary care doctor have increased. Similarly, wait times to see a specialist have also increased. The number of primary care doctors who…


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Unreasonable Health Insurance Premiums

Tweet New York Times columnist and Nobel prize winner in economics Paul Krugman is famous for his dedication to fiscal stimulus as an escape from our current economic woes. No matter how much money the government pumps into the economy he wants more if the result is not what is desired. Thus he is indulging…


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Free Medical Care

Tweet The federal government has decreed that many medical tests and some types of medical care must be provided by health insurance companies without any co-pays. Among the new “free” services are some which are clearly of no overall health benefit. For example, cholesterol screening (which is specifically mentioned as a test that must be…


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Donald Berwick Nominated to Head CMS

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Tweet Dr Donald Berwick has been nominated by President Obama to be director of the Centers for Medicare & Medicaid Services. Dr Berwick as the video below shows has some extreme views. He is guilty of a common error in logic – the exclusion of alternatives. In his view the only alternative to the US…


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