There’s a current pandemic that no one seems to have noticed. Verbal tics and palsies have always been with us but they have grown to epidemic proportions since the recession of Covid. It has several variants, the most common of which is, you know. So pervasive is the you know variant that it has reached…
There are three credit agencies that provide consumer reports. They are Transunion, Experian, and Equifax. They’re all addled. Below are the factors that they say they use to determine an individual’s credit score. Below that is what they really do. Payment historyOn-time payments is the number one factor credit scoring agencies use to assign a…
Joseph Schumpeter (1883-1950) was an Austrian political economist. After a distinguished career in Germany, he emigrated to the US in 1932. He taught at Harvard for the remaining 18 years of his life. In 1942 he published his best-known work Capitalism, Socialism and Democracy. He is famous for creative destruction a term he borrowed to…
“No one is above the law” is a bit of thick BS that usually comes from the mouth or pen of a person of malign intent whose goal is to deprive others of their liberty or property. Unspoken is their self-exemption from the principle which seems to have no real use save as a cudgel….
It didn’t take a bit of cake dipped in tea, rather it oozed from my memory like an elderly snake as I paused between steps halted by the accumulation of years. A piece of the past, it came back to me in all its vivid complexity. I was a minor officer for a large medical…
Those passionate about improving things but without the wit to do it are the most dangerous humans on the planet. One sees this everywhere. Its most virulent form is the complex system. Solitary pursuits are the least affected. Those most committed to improving whatever slice of life has seized their attention invariably turn to the…
Art, in all its guises, is of course an invention. Its evolution was governed by the internal manipulation common to any human endeavor. But it was also greatly altered and influenced by inventions not initially intended to relate to art. Consider the discovery of electricity, most famously by Benjamin Franklin but by others as well,…
There’s an article in The American Mind a publication of the Claremont Institute that in its first half describes life in the city of Lubbock where I have lived for the last 40 years. It describes a series of municipal characteristics that have escaped my notice over those four decades. They include leaving personal items…
You’ve likely received notices from various sources offering a lifetime of service for a relatively small fee. A typical promo is a lifetime of a huge amount of online storage (about 10TB or more) for $50. By comparison, Dropbox sells 2TB/year for around $120. Hence, the offer appears too good to be true. Well, it…
She’s been my lifelong companion. Never left my side for a nanosecond. I’m using the feminine just by default. Like the supreme being, error and gender are as unrelated as ham and gefilte fish. She doesn’t just afflict humans or other animate objects – she suffuses the universe and her basic nature is more mysterious…